What makes our electric car insurance different
With our insurance for electric and hybrid cars we are committed to the environment. Electric Vehicles is an insurance policy that is committed to the development of mobility, providing coverage for specific elements of this type of car and taking into consideration their technical requirements and specific features: a new car insurance policy for a new form of mobility, yours.
What our insurance for electric cars covers
If you have an incident with your electric vehicle, the following are covered:
- Damage and the cost of ITV inspection as a result of the incident.
- Compensation for batteries at their real value.
- Cleaning the interior of the car if injured persons have to be transported in it.
- Damage to tyres if there are other problems with the car.
Electric Vehicles insurance includes coverage of both the charging cable and the private charging station.
- Compulsory and supplementary civil liability.
- Civil liability as a pedestrian or cyclist.
- Damage caused to third parties by the insured as a pedestrian or cyclist.
In the event of theft of the batteries or if they catch fire or explode, they will be covered when there is also damage to the rest of the vehicle.
- Unlimited healthcare at associated centres.
- Psychological assistance in serious situations.
- Claims and legal defence team.
- Breakage of glass.
- Breakdown truck and roadside assistance from the first kilometre.
- Damage to the vehicle due to collision with wild and domestic animals.
- Damage to the vehicle caused by hail, snow, rain, etc.
Services included in our electric car insurance
We take care of you and your vehicle
Receive comprehensive roadside protection in the event of a mishap.
- 24 hours a day, 365 days a year.
- National and international coverage.
- Rescue, towing, wheel replacement and much more.
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
If your car is a write-off, we offer you a replacement
Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.
- Forget about the paperwork.
- Keep your insurance policy's terms and conditions.
- 1-year guarantee.
We will take care of all the procedures for your car
From vehicle registration to purchase and sale contracts. Forget about paperwork.
- More than a dozen procedures.
- In less than 48 hours.
- By specialised professionals.
Your trusted workshop
Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.
- €60 discount on the excess.
- Up to 3 years' guarantee.
- Express repair.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
Yes. Occident insurance for electric and hybrid vehicles covers any potential problems that may occur with the cable: including both damage and theft.
Our insurance for hybrid and electric cars covers the battery if it catches fire or is stolen. In addition, if you take out replacement vehicle coverage, we will provide you with an ECO or 0 Emissions vehicle, so that you can continue with your day-to-day activities.
Yes, our insurance also covers any issues that may occur with the charging station at your home.