Choose from all our car insurance policies
We offer you the widest range of car insurance coverage. From compulsory to fully comprehensive, so that you can choose the level of protection you want. Travel with peace of mind, knowing that you are covered for any unforeseen event with Occident car insurance.
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Why our customers choose Occident car insurance
How this policy protects you
Your vehicle
Your liability
You and your family
Your interests
Your peace of mind
Your fines
Compare the coverage of our car insurance policies
Fully comprehensive with excessProtection for you and third parties |
Fully comprehensive with maintenance excessEconomical premium without foregoing any coverage |
Fully comprehensive with no excessWe cover everything, absolutely everything |
|
|---|---|---|---|
| Damage to own vehicle without excess, fire and theft | Not included | Not included | Included |
| Personal belongings and luggage | Optional | Optional | Optional |
| Optional excess equipment | Optional | Optional | Optional |
| Game and domestic animals | Included | Included | Included |
Third partiesWhat's most important, perfectly protected |
Full third-partyGreater protection, greater peace of mind. |
|
|---|---|---|
| Damage to own vehicle without excess, fire and theft | Not included | Not included |
| Personal belongings and luggage | Not included | Optional |
| Optional excess equipment | Not included | Optional |
| Game and domestic animals | Included | Included |
FAQs
Basic third-party car insurance is the most economical insurance, since it includes those essential coverages that comply with the law. Yet, for a little more, we offer you our full third-party Car Insurance to extend your level of coverage to include fire and theft.
Choosing your car insurance will primarily depend on your needs and those of your car.
- The age of your vehicle is important: if it is new, given its recent purchase value, we recommend having comprehensive car insurance for total protection.
- The use and mileage per year will also have an influence: How you use your car is also a factor in choosing the type of insurance: the needs and probabilities of suffering a mishap vary depending on whether the vehicle is used more or less frequently.
With your Occident car insurance you will benefit from a series of exclusive services to repair your car in the event of an accident, our network of AutoPresto garages, where you will enjoy interesting advantages such as:
- Courtesy vehicle.
- €60 discount on each excess.
- Immediate assessment of your vehicle and preferential service.
- Keeping the discount level of your policy.
- Vehicle collection and delivery service to your home.
- Interior/exterior cleaning service and general condition check of your vehicle.
- Guarantee of up to 3 years for all repairs.
It is no longer compulsory to carry your original insurance papers in your car along with the most recent bill. Traffic police officers can verify your details through the FIVA (Information File on Insured Vehicles). If they cannot carry out the check, you must submit the receipt or proof of insurance within 5 days at the Traffic Headquarters.
Yes, all cars must have at least one insurance policy with civil liability cover, even if it is a collector's car that is going to be parked in your garage.
It's not possible. Foreign-registered cars must be insured in their country of origin.
Date of driving licence
Your years of driving experience are a major element in determining your insurance premium.
Value of your vehicle
Your insurance premium will vary depending on the make and model of your vehicle.
Age of the person driving
The age of the driver will also play a role in determining the price.