Reasons to take out your extended third-party car insurance with Occident
With our full third-party insurance you will get the peace of mind that comes with knowing that your car is covered for a wide range of situations, including theft, fire and compensation for repairs costing more than the value of the car. Based on a very complete policy, optional extra coverage is available to give you greater peace of mind.
What our full third-party insurance covers
This is what you need by law to be able to drive your vehicle, as well as being essential so you don't have to worry about the damage you may cause to third parties in the event of an accident.
For your convenience, we not only handle the repair of your vehicle's windows, but if you need us to, we will also come to your home to save you even more hassle.
You will be covered for material damage suffered in the event of a fire or explosion in your vehicle, whether it is on the road or parked.
We cover the expenses incurred by:
- The repair of damage caused in the event of attempted theft of your vehicle.
- Total theft.
- The theft of a fixed part.
If you need it, with this optional coverage we provide you with a replacement vehicle at Occident's expense so you don't have to worry about a thing. You will have it at your disposal for up to 30 days in the event of total theft.
If, due to collision or impact, the vehicle overturning or falling from height, or due to malicious acts or meteorological phenomena, your vehicle suffers damage for which the repair costs exceed its value, this optional coverage guarantees you compensation for the full value.
Optionally, you will benefit from the services of a specialised agency for professional support in a variety of potentially problematic or complex situations, such as buying and selling your car, deregistering it, obtaining duplicate documentation, etc.
Services included in our extended third-party car Insurance
We take care of you and your vehicle
Receive comprehensive roadside protection in the event of a mishap.
- 24 hours a day, 365 days a year.
- National and international coverage.
- Rescue, towing, wheel replacement and much more.
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
If your car is a write-off, we offer you a replacement
Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.
- Forget about the paperwork.
- Keep your insurance policy's terms and conditions.
- 1-year guarantee.
We will take care of all the procedures for your car
From vehicle registration to purchase and sale contracts. Forget about paperwork.
- More than a dozen procedures.
- In less than 48 hours.
- By specialised professionals.
Your trusted workshop
Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.
- €60 discount on the excess.
- Up to 3 years' guarantee.
- Express repair.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
Are you already insured?
Improve your insurance with Occident.
We'll let you know so you can review it and help you make the change.
FAQs
The full third party insurance provides cover over and above the basic third-party insurance. It includes theft, fire and compensation for repairs in which the cost is higher than the value of the car.
Furthermore, you will then have optional coverage to further complete your third-party insurance and drive with greater peace of mind.
Everything depends on what you are looking for. You must take into account your car, how much you drive it, the value of the car, the conditions… Based on all this, you will have to assess which is the most convenient to choose.
The full third-party insurance is a great option if you are looking for a third-party insurance policy with more coverage than the basic policies. This insurance includes compulsory civil liability and vehicle fire insurance. It also protects you in case of theft, robbery, fire and offers travel assistance from the very moment you leave home.
In addition, comprehensive insurance without excess is the best option if you are looking for total protection for your vehicle in the event of any unforeseen event. This policy provides all possible coverage, including damage caused by meteorological phenomena. It also affords you the peace of mind of having the AutoPresto garage network for preferential service.
Calculate the price of your car insurance and take it out online now.