Reasons to take out your basic third-party insurance with Occident
Our basic third-party insurance provides the compulsory coverage that every car must have by law: from civil liability to travel assistance and vehicle glass breakage. It also features other interesting services you may need in certain circumstances, such as legal defence and appeals against fines.
Covers in our basic third-party car insurance
Main and basic coverage of all vehicle insurance. Its purpose is to cover material and personal damage that you may cause unintentionally while driving.
We take care of repairing your car's glass, even at your own home, so you don't have to go to a garage.
Coverage for legal defence (relating to legal proceedings and claims for damages) is also guaranteed for any accidents involving the insured car.
Our travel assistance insurance includes rescue compensation and 0 km in technical roadside assistance.
Hunting and domestic animals can cause major damage to your vehicle in the event of a collision with them. With this coverage, which is included in our basic third-party car insurance, you will be protected in these cases.
If the case arises, this optional cover will include the expenses incurred for the partial or total recovery of points on your driving licence.
Protect yourself from the damage that any meteorological phenomenon, including hail, can cause to your car with this optional coverage.
Services included in our basic third-party car insurance
We take care of you and your vehicle
Receive comprehensive roadside protection in the event of a mishap.
- 24 hours a day, 365 days a year.
- National and international coverage.
- Rescue, towing, wheel replacement and much more.
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
If your car is a write-off, we offer you a replacement
Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.
- Forget about the paperwork.
- Keep your insurance policy's terms and conditions.
- 1-year guarantee.
We will take care of all the procedures for your car
From vehicle registration to purchase and sale contracts. Forget about paperwork.
- More than a dozen procedures.
- In less than 48 hours.
- By specialised professionals.
Your trusted workshop
Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.
- €60 discount on the excess.
- Up to 3 years' guarantee.
- Express repair.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
Are you already insured?
Improve your insurance with Occident.
We'll let you know so you can review it and help you make the change.
FAQs
At Occident we take into account your driving record from other companies and offer you a discount of up to 60% for good driving.
Sometimes travel assistance is only included if the vehicle is further than 25 km from the policyholder's home. With Occident third party car insurance, assistance in the event of towing, rescue, roadside assistance and loss of keys is provided from the insured party's home.
You have at your disposal an uninterrupted helpline 24 hours a day. Call +34 917 83 83 83 and our specialised staff will take care of everything.
Our e-client platform is also available to you.
The third-party car insurance policy is the most basic level of car insurance we offer, and it enables you to drive on public roads legally. It also includes exclusive Occident services. Calculate the cost of your insurance and buy it now online.
You can calculate the price of your car insurance and take out the basic third-party modality online, among others.
Extended third-party insurance includes all basic third-party insurance coverage, as well as additional contingencies such as fire and theft. If you want to compare the coverage of all our Automobile insurance products, check our car insurance comparison tool