What information does this comparison provide?
There are many options when insuring a vehicle. So it is very important to choose a policy that really suits your car and driving habits. To make your decision easier, we offer a comparison of our car insurance policies.
Comparative table of car insurance coverage and services
With our car insurance comparator you can easily check the coverage included in each type of policy, from the most basic to the one that offers the most complete protection.
Comparison of Occident car insurance policies
Fully comprehensive with excess |
Fully comprehensive with maintenance excess |
Fully comprehensive with no excess |
|
|---|---|---|---|
| Civil liability, use of motor vehicles | Included | Included | Included |
| Civil liability as pedestrian or cyclist | Included | Included | Included |
| Civil liability, fire | Included | Included | Included |
| Legal defence and claims | Included | Included | Included |
| Third-party insolvency proceedings | Included | Included | Included |
| Advance | Included | Included | Included |
| Defence for administrative traffic offences | Included | Included | Included |
| Vehicle glass breakage | Included | Included | Included |
| Fire and theft | Not included | Not included | Not included |
| Total loss, fire and theft | Not included | Not included | Not included |
| Damage to own vehicle with excess, fire and theft | Included | Not included | Not included |
| Damage to own vehicle with maintenance excess, fire and theft | Not included | Included | Not included |
| Damage to own vehicle without excess, fire and theft | Not included | Not included | Included |
| Personal belongings and luggage | Optional | Optional | Optional |
| Optional excess equipment | Optional | Optional | Optional |
| Game and domestic animals | Included | Included | Included |
| Weather phenomena | Included | Included | Included |
| Travel assistance | Included | Included | Included |
| Replacement vehicle | Optional | Optional | Optional |
| Driver injured in accident | Included | Included | Included |
| Passengers injured in accident | Optional | Optional | Optional |
| Funeral expenses | Optional | Optional | Optional |
| Vehicle glass | Included | Included | Included |
| Points recovery | Optional | Optional | Optional |
| Allowance | Optional | Optional | Optional |
| Traffic fine alert service | Optional | Optional | Optional |
| Management service | Optional | Optional | Optional |
| Vehicle repair loan | Optional | Optional | Optional |
| E-car emergency | Optional | Optional | Optional |
Third parties |
Third party complete |
|
|---|---|---|
| Civil liability, use of motor vehicles | Included | Included |
| Civil liability as pedestrian or cyclist | Included | Included |
| Civil liability, fire | Included | Included |
| Legal defence and claims | Included | Included |
| Third-party insolvency proceedings | Included | Included |
| Advance | Included | Included |
| Defence for administrative traffic offences | Included | Included |
| Vehicle glass breakage | Included | Included |
| Fire and theft | Not included | Included |
| Total loss, fire and theft | Not included | Optional |
| Damage to own vehicle with excess, fire and theft | Not included | Not included |
| Damage to own vehicle with maintenance excess, fire and theft | Not included | Not included |
| Damage to own vehicle without excess, fire and theft | Not included | Not included |
| Personal belongings and luggage | Not included | Optional |
| Optional excess equipment | Not included | Optional |
| Game and domestic animals | Included | Included |
| Weather phenomena | Optional | Included |
| Travel assistance | Included | Included |
| Replacement vehicle | Not included | Optional |
| Driver injured in accident | Included | Included |
| Passengers injured in accident | Optional | Optional |
| Funeral expenses | Not included | Optional |
| Vehicle glass | Included | Included |
| Points recovery | Optional | Optional |
| Allowance | Not included | Optional |
| Traffic fine alert service | Optional | Optional |
| Management service | Optional | Optional |
| Vehicle repair loan | Not included | Optional |
| E-car emergency | Not included | Optional |
Get your tailor-made car insurance using our comparator
Our car insurance comparison features all the types of insurance that Occident offers.
You can choose from the simplest, "Third-party," to the most complete "Comprehensive without excess." Between the two, you have different options available that vary depending on the level of damage coverage, as well as whether or not there is an excess.
Do you have any questions? Contact us via the form or telephone number on this page. Our experts in car insurance will advise you. And if you are sure about it, compare the price of our car insurance and purchase online.