Reasons to take out your comprehensive insurance without excess with Occident
With Occident's comprehensive car insurance policy, your vehicle will be insured in any situation without your having to make any unexpected payments. You will have the peace of mind of having a wide range of coverage, but if you want more protection, you can add extra guarantees.
What is covered by our comprehensive car insurance without excess?
This is the basic guarantee for you to be able to drive your vehicle without worrying about any damage that may be caused to third parties in the event of an accident.
In the event of breakage, we will immediately repair or replace the glass in your vehicle. And if necessary, our repair team will go to the address you indicate to avoid any further inconvenience.
You will have coverage for damage caused to your vehicle due to fire or explosion, whether or not it is being driven.
In the event of the theft of your vehicle, we will cover the cost of repairing any damage it may have suffered, whether the car itself is stolen or the theft has affected only a fixed part of your car
If you take out Occident's comprehensive car insurance with no excess, you will not have to bear any cost if there is a claim.
Can't use your vehicle? With this optional coverage, you will have a replacement car at the company's expense until you get yours back. If it has been stolen, you will have cover for up to 30 days.
With this optional coverage, we will pay for your vehicle's keys to be replaced in the event of loss or theft.
Services included in our comprehensive insurance with no excess
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
If your car is a write-off, we offer you a replacement
Has your car been declared a write-off? We manage the search for and purchase of another vehicle for you.
- Forget about the paperwork.
- Keep your insurance policy's terms and conditions.
- 1-year guarantee.
We will take care of all the procedures for your car
From vehicle registration to purchase and sale contracts. Forget about paperwork.
- More than a dozen procedures.
- In less than 48 hours.
- By specialised professionals.
Your trusted workshop
Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.
- €60 discount on the excess.
- Up to 3 years' guarantee.
- Express repair.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
Are you already insured?
Improve your insurance with Occident.
We'll let you know so you can review it and help you make the change.
FAQs
If you take out car insurance without excess, it means that, in the event of an accident or damage to the car, the insurer will be responsible for the cost of repair without the insured party having to pay anything beforehand. In other words, the insurer pays in full for the repair. If you have an insurance policy with no excess, you will therefore not have to pay anything.
Comprehensive car insurance with no excess means that the insured party will not have to bear any cost if there is a claim. The insurer takes care of any damage to the vehicle.