What makes our Customer Account different
Customer account is a guaranteed savings product exclusively for Occident customers that allows their savings to be obtained from day one. It also facilitates the grouping of all financial products taken out into one, with interesting economic advantages.
Performance and taxation of Customer Account
Performance
The rate of return is fixed during the first year of the policy's validity and after this period has elapsed, it is reviewed quarterly. You can benefit from special returns if you group two or more policies together.
Taxation
Savings insurance is taxed when the benefit is received and its returns are classified as movable capital and subject to withholdings.
The benefits payable to the beneficiary in the event of the death of the insured party are liable to inheritance and donations tax, and may enjoy significant deductions depending on the degree of relationship between the policyholder and the beneficiary.
Services included in our Customer Account
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
FAQs
You can take out the policy with an initial contribution and then you will have the possibility of adding extraordinary amounts, benefiting from the attractive return on the product and the extra-return for the group of policies.
Most types of account can be grouped into the Customer Account.