What makes our cochlear implant insurance different
Occident's cochlear implant insurance is designed to protect these hearing devices against any damage or malfunction associated with their use. This policy is designed to provide round-the-clock coverage for the specific needs of a device that is so vital for the people who use it.
What our cochlear implant and hearing aid insurance covers
Negligence and malicious acts.
As a result of short circuits, electric arc, surges and other similar effects, as well as electrical disturbances from lightning strikes.
Manufacture, defects in calculation or assembly, labour and material, after the legally established warranty period has been exceeded.
As well as damage caused by such events.
Smoke, soot, scorching, lightning, explosion and implosion, as well as those caused as a result of fire extinction, demolition, evacuation or transportation, including the disappearance of insured objects as a consequence of such events.
Impact or collision of vehicles, as well as blockage or entry of foreign bodies. Vibrations, maladjustment, loosening of pieces, abnormal effort, lubrication defects and self-heating.
In regulating or safety devices.
Caused by water or other liquids, any other cause not expressly excluded. Faults in the internal part (implanted), the cost of patient interventions and the cables and batteries are excluded.
Services included in our cochlear implant insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
Users with cochlear implants or people who are taking care of users of this type of device.
- All types of new or recently purchased cochlear implants.
- The coverage is limited to the external unit of the cochlear implant, excluding batteries and cables.
With Occident's insurance for implants, you will be protected against any possible damage or harm to the device.
If your cochlear implant is stolen, Occident will work to offer you a solution as soon as possible. We cover both robbery and theft, and the damage caused by these situations.