Choose an insurance policy for your personal belongings
Consumer equipment is an insurance for personal belongings specifically designed to protect recently purchased goods that are valuable to you, such as computers, consoles, scooters and electric bikes, musical instruments, drones and many more.
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Why do people protect their personal belongings with Occident?
FAQs
Este seguro se dirige a todas aquellas personas que hayan adquirido un equipo nuevo para su uso personal y deseen protegerlo ante cualquier daño.
Electronic devices such as laptop or desktop computers, printers, cameras, televisions, players, speakers, headphones, smartwatches, virtual reality glasses and small household appliances (food processor, hoovers, etc.)
Also personal mobility vehicles (whether electric or not), such as bicycles, scooters, Segways, wheelchairs, and others.
Many musical instruments: guitars, bass, piano, wind, string, etc.
Other equipment such as skis, snow boards, surfboards, fishing rods, drones and hearing aids.
No. Mobiles and tablets are not amongst the 150+ insurable consumer devices, but consoles, audio/video equipment, drones and electric scooters are.
If you insure a personal mobility vehicle, you can include this coverage to have us deal with any material or personal damages and losses arising from said damages, which you may involuntarily cause to third parties through your use and ownership of the vehicle. In addition to the compensation, court expenses and bonds are included.
The payment of fines or penalties, or the consequences of not paying them, are not covered.
Yes, depending on the personal item you insure, for example in the case of a personal mobility vehicle, if you have an accident, you will be covered.
The accident expense coverage includes payments for the following:
- Hospitalisation and medical/pharmaceutical expenses
- Travel and subsistence expenses, if the medical professional specifies that the treatment must be provided in a city other than your primary residence.
- Expenses for home-based care.
- Physical rehabilitation.