Choose your life savings insurance plan
The Occident savings insurance plans are the ideal option for building a capital that allows you to achieve your goals with complete peace of mind. They are proposed so that you can decide how you want to manage your money.
Why people entrust their savings to Occident
Return and taxation offered by our life and savings insurance plans
Life savings insurance performance
You will be able to select between a wide variety of saving products and, according to your propensity to risk, choose between savings insurance plans with which you will obtain a guaranteed return or opt for other investment-savings solutions with a higher risk and greater expected return.
Furthermore, depending on the savings insurance plan chosen, the customer may even know the guaranteed yield for a certain period of time in advance.
Life savings insurance taxation
Savings insurance is designed to generate a medium- and long-term capital sum, with taxation implications being the main difference between them and the one that will determine the best choice in each case, depending on the stage of life of the saver and the financial needs he or she may have.
This is because every product has a different taxation type, that will depend on the moment and the way in which the generated capital is received.
FAQs
Savings insurance is tailored to your current needs and circumstances, allowing you to modify the contribution plan at any time and enjoy significant economic benefits, such as its high level of liquidity, enabling you to recover the capital accumulated in part or in full, as well as significant tax advantages.
Improve your savings with maximum guarantees and complete peace with the Occident insurance plan most suited to the level of risk level you are prepared to assume, choosing the amount and frequency of your contributions, the type of return and the way in which will redeem your capital.
At Occident, we want to offer you maximum availability of your savings and therefore all our savings insurance plans have a high level of liquidity. However, we recommend that you contact your broker to consult at what time it is most beneficial for you to have access to your money.