What makes our licence withdrawal insurance different
We will provide legal advice and take care of your defence, protecting your interests when you drive. We offer you a full range of guarantees to help you solve the problems you can encounter when you are behind the wheel.
What our legal protection for drivers insurance covers
- Legal advice helpline.
- Enquiries by email: our Legal protection for drivers policy includes drafting contracts and claims letters and reviewing documents and contracts.
- Legal advice in person for any situation covered by the policy.
- Supplementary in-person legal advice for situations not covered by the policy.
Legal protection for drivers includes the location of traffic offences, legal advice and the preparation of documents to be submitted via administrative channels in the event of such violations, and your legal defence and representation in court if necessary.
We also take care of your legal defence, if your driving licence is temporarily withdrawn, and provide a 24-hour service for any legal query related to accidents and traffic fines, the theft of your vehicle, or the immobilisation of your vehicle and/or the cargo you are transporting by the authorities.
We cover the expenses when it is necessary to carry out an expert appraisal for vehicle repairs, due to breakdown or accident, for an amount greater than €300.
You will have complete cover for withdrawal of your licence: if your driving licence is withdrawn because you have lost too many points or for psycho-physical reasons, you will be entitled to a financial allowance, in accordance with the conditions set out in your policy.
Furthermore, if you are a professional driver, we offer you the possibility of receiving compensation in the form of a subsidy in cases where there is a final court ruling or if your driving licence is withdrawn after you have been involved in an accident.
And if you are a lorry or bus driver, we will subside the course for you to renew your Professional Aptitude Certificate (C.A.P.), if you complete it at an officially recognised centre.
We help you to:
- Meet the cost of taking the courses necessary to recover points on your driving licence, at officially recognised centres, provided that your results are satisfactory.
- Recover your licence in cases where it has been withdrawn because you have lost all your points.
Our Legal protection for drivers insurance will also be useful when you cannot use your vehicle due to breakdown, accident or theft, as you will have financial assistance to hire another vehicle or offset any additional expenses that may arise from this situation.
In addition, your legal protection for drivers policy includes telephone advice for all administrative procedures you need to carry out with Provincial Traffic Headquarters.
If you are a professional driver, you can complete your policy with the following additional coverage:
- International guarantee, extending the subsidies for the loss of your driving licence to any part of the world.
- Subsidy for loss of licence for the transport of dangerous goods.
- Reimbursement of premiums for non-claims.
- Subsidy for temporary incapacity to work or unemployment.
If you accidentally sustain an injury while you are more than 30 kilometres from your usual place of residence, in any part of the world, we will cover your healthcare:
- We will have you taken to a hospital.
- We will cover medical expenses, according to the amounts specified in the policy.
- We will provide a return ticket for a family member, if you need to stay in hospital for more than 10 days.
Services included in our licence withdrawal insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
Legal protection for drivers is insurance designed to cover the needs of people who use their vehicle regularly, for personal or professional reasons. For example:
- Private individuals who usually travel by car to work or who have a second home to which they frequently travel in their vehicle.
- Professional drivers: lorry drivers, taxi drivers, delivery workers, etc.
- Sales staff: agents, representatives, etc.
- Building workers: bricklayers, painters, electricians, etc.
- Farmers.
The legal protection for drivers policy includes coverage that cannot be found in normal car insurance policies, including:
- Legal defence with no exceptions if your driving licence is withdrawn.
- Defence regarding penalties in administrative litigation courts.
- Subsidy for the loss of driving licence points.
- Rental of replacement vehicle or subsidy if the vehicle cannot be driven.
Legal defence in a car insurance policy is a service that provides legal advice and protects your interests, whether you are a professional driver or not.
When you take out legal defence insurance for drivers, a team of lawyers will provide legal support, answer your questions and resolve your doubts, and represent you if your driving licence is temporarily withdrawn, and in the event of fines or traffic offences.
Legal protection for drivers covers legal advice by telephone and in person, legal support, the cost of expert appraisal and the supplementary coverage in the legal defence policy.
This policy is available in two versions: for non-professional drivers and professional drivers, according to your needs.