What makes our legal defence policy different
Our legal defence insurance provides a complete set of services and coverage designed to protect your rights and interests, as well as those of your family, providing legal advice, ensuring you can make claims against third parties, and providing protection and defence in court proceedings or out of court settlements, in any situation and whenever you need it.
What our legal insurance covers
Have you received a summons? You can speak to a lawyer in their office or by telephone and get personalised advice on any judicial or extrajudicial matter.
The policy also includes a service to help you draw up or review legal documents and contracts.
With this legal defence policy, you can file claims in a wide range of situations:
- Physical injury or material damage due to an accident or in your home.
- Problems with neighbours or in the event of illegal occupation of the property.
- Claims for non-fulfilment of contracts to supply goods or utilities to the property.
- Claims by other insurance companies in defence of their rights.
- Rights over the property (as a tenant or as owner).
- Employment rights when dealing with government bodies.
- Maintenance work in the home.
- Breach of a property sale contract.
- Real-estate mobbing.
- Sexual harassment and aggression.
We will defend you in any litigation related to the following areas:
- Criminal defence.
- Defence in civil law matters related to employment contracts.
- Defence for matters relating to domestic employees.
- Defence in connection with tax returns for income and equity.
- Defence against government bodies for alleged administrative offences.
- Supplementary civil liability defence.
- Defence in cases of alleged harassment by the employer.
- Checking the cause of the damage.
- Expert appraisal.
- Allowance in the event of divorce.
If there are homes you own that are rented, in the event of non-payment of the rent, the policy covers expenses arising from the legal proceedings to claim the amounts that the tenant has not paid you, and eviction, if it should prove necessary
Are you the owner of rented homes? Our legal defence insurance also includes coverage for non-payment of rent, acts of vandalism that occur in the properties, the cost of legal proceedings to claim the amounts owed by the tenant, or have the tenant evicted, if it should prove necessary.
Services included in our family legal protection insurance
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
Because in many everyday situations your rights may not be respected, and you may choose not to defend yourself due to the complexity and cost of initiating proceedings.
With our family legal defence policy, you will have the full support of a professional team who specialise in the procedures required to defend your rights and interests and those of your family. And all at a cost that is truly affordable.
No, our legal defence insurance will be adapted to your personal situation and we offer you different alternatives, including:
- Protection for your family and properties, excluding those that are rented.
- Protection for your family and properties, including those that are rented.
- Protection for rental properties.
No, there are two general categories depending on your interests: the basic option, which covers essential needs, and the complete option, which extends the scope of claims and defence. Discover Occident's best legal defence insurance.