What makes our life annuity insurance different
Taking out one of the Occident annuity insurance plans is the perfect option to transform your savings into a monthly income and thus guarantee your economic peace of mind in the future. Complement your pension when you retire and benefit from advantageous tax benefits.
Taxation of life annuity insurance
Taxation
The taxation of annuity insurance varies according to its modalities:
- In the case of temporary income, the taxation of the annuity insurance depends on the length of time you decide to receive your income.
- In the case of life annuities, tax exemptions are determined according to the age of the insured party when taking out the insurance.
If the insured person passes away, the amounts payable to the beneficiary are subject to taxes on inheritances and donations.
Types of life annuity insurance we offer
The life annuity is paid monthly while the insured person is living. It also allows you to take out a capital sum for death.
This is an income that the insured person will receive monthly while they are alive. If they die, the designated beneficiary will continue to receive the amount until ten years have elapsed from the date the insurance was taken out.
Income with monthly payments while the insured person is living. If they die, a percentage of, or the full income will go to the designated beneficiary until their death.
With this type of annuity insurance monthly the insured party will receive a monthly income for a maximum period of 10 or 20 years, according to the type they have taken out.
It provides a monthly life annuity and in the event of the insured party's death, the beneficiaries receive the single premium paid plus an additional capital. The redemption value varies according to the product taken out.
Services included in our income insurance
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
FAQs
Annuity insurance works by means of a single contribution without the possibility of making additional contributions.
To a broad public, as it responds to different situations:
- Seniors: they allow you to complement your retirement pension while maintaining your standard of living.
- Benefits for early retirement or stopping work: they contribute a fixed income until retirement is reached.
- Beneficiaries of other life or accident insurance: they immediately guarantee the monthly payment of an income.