What makes our comprehensive home insurance policy different
Your home is unique and special, so it is essential to protect it. Having the best home insurance is synonymous with peace of mind and a guarantee against any unforeseen event related to your home. The level of protection provided by Occident Home insurance is not limited to the property: it protects you, your family and even your pet, incorporating a whole series of exclusive services designed to make your life much easier.
How this insurance protects your home
We will provide you with an explanation of all the coverage and services of your policy by taking a virtual tour of your home.
Person
Entrance hall
Kitchen
Living room
Bedrooms
Bathroom
Outside
What does our comprehensive home insurance cover
- Fire, explosions, and lightning.
- Damage caused by water: breakage of pipes, leaks and flooding.
- Leaks due to deterioration of sanitary joints.
- Adverse weather events (rain, wind, hail or snow).
- Acts of vandalism by third parties.
- Crash or impact of land vehicles against the property.
- Breakdown of electrical/electronic equipment and installations.
- Burglary, theft and robbery, the latter also outside your home.
- All types of breakages (glass, sanitary ware, glass ceramic hobs, worktops, solar panels and even the screen of your mobile phone).
- Damage to goods temporarily moved.
- Damage to refrigerated goods.
- Fully comprehensive insurance against accidental risk.
- Location of water leaks without damage and excess consumption.
- Unblocking of pipes using vehicles equipped with high-pressure equipment (bucket trucks).
- Extinction, salvage of property, debris removal.
- Forced eviction of the property
- Replacement of documents.
- Technical fees and permits.
- Recovery of aesthetic harmony.
- We protect you against all types of claims from third parties, whether they arise from your own home or from the actions of any member of the family unit.
- We also protect your pet against all kinds of accidents and illnesses (veterinary fees for accidents, transport costs for specialised treatment, euthanasia and incineration costs, etc.). Telephone service for advice from vets and general information about pets.
Services included in our home insurance
All the services you need for your home
The best guilds at your disposal for any unforeseen event that may arise in your home.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electricity.
- Includes security staff.
Energy certification of the residential property
We help you to obtain this certificate in case you want to sell or rent your property.
- Advice for obtaining it.
- Provision of qualified professionals.
- Preferential economic terms and conditions.
All the assistance that you need for your boiler
We send you a qualified technician in the event of a breakdown.
- Two hours of labour.
- Travel included.
- 6 months warranty on repair.
A professional handyman to your home
From hanging a picture to a small repair, we bring the best professionals in each trade to your home.
- Immediate contact.
- Travel and 3 hours of labour included.
- 6 months guarantee on all work.
Prevention of atmospheric phenomena
Receive an alert every time a weather risk is declared in your area.
- Based on official forecasts from the State Meteorological Agency.
- Learn about recommendations to lessen the effects.
Your IT equipment always ready and working
Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.
- Remotely or at your home, if necessary.
- 24 hours a day, no waiting.
- 1 free annual maintenance check.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
Are you already insured?
Improve your insurance with Occident.
We help you make an assessment and make a change.
FAQs
You can calculate your home insurance through our online simulator. If you prefer, you can also contact us through the form you will find on this page or by phone at 917 83 83 83.
Basically, the building is the dwelling itself, i.e. its structural elements, walls, ceilings and floors, as well as installations and everything that is fixed as part of the dwelling.
Content refers to the set of objects found inside the dwelling to make it habitable, including furniture, household goods and personal effects.
If they are in the same building as the dwelling, they are insured. If the storage room is not located in the same building, its location must be correctly identified and reflected in the homeowner's policy so that it is also insured. Compare our home insurance policies and find out which one best suits your needs.
This coverage included in your Home insurance will protect you and your family from any type of third party claim. Given the amounts that can be claimed, this coverage is particularly important.
As a tenant you have the option of taking out insurance to protect your property and civil liability cover to protect you against damage to third parties.
However, if you are renting, the owner of the property is responsible for taking out home insurance to cover possible damages and paying for them.