Choose your home insurance
Our house is one of the most important investments in our lives. Having home insurance is synonymous with peace of mind and a guarantee so any unforeseen events and accidents do not cause you any kind of problem. We offer various home insurance policies based on the characteristics of your home and its use.
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Why families choose Occident home insurance
FAQs
The law doesn't require you to insure your home, unless you have a mortgage. In that case, you have to take out fire insurance for the value of rebuilding it.
Your home is one of your main assets, and it's exposed to multiple contingencies that can seriously affect it: a fire, a major water leak, theft... Home insurance is the best way to protect it against these potential incidents and avoid considerable financial damages that can significantly affect your family's situation.
Occident home insurance covers everything that is included in the home care service, annual DIY hours, urgent boiler repair, household appliance repair, and expenses arising from claims, for example damage due to a water leak.
If the property was purchased before 2013, the home insurance is deductible in the national tax return. For homes purchased later, it is not. This is because the declaration of this segment is made via deductibles for the purchase of a primary residence, which was omitted from the tax rules of Spain in 2013.