What makes our Healthcare insurance different
Healthcare is a private medical insurance policy that provides you with a medical directory of nearly 50,000 professionals and a wide range of first-rate hospitals that you can choose according to your needs and preferences, without waiting lists and paying according to the copayment scheme you have chosen. With Healthcare insurance, you can also keep your children's paediatrician or your own gynaecologist if they are not included in the medical directory, thanks to the reimbursement cover for these two specialities.
Categories of health insurance with copayment
With this option, your first 15 medical visits each year will not be subject to copayment. From the 16th onward, you will be covered by the Copayment 20 scheme. It is our customers' favourite, as it allows you to save on the price of your health insurance while having basic needs covered.
If you opt for the Copayment 5 scheme, you will pay 5 euros for each visit to your specialist.
Copayment 20 is a more flexible version of our healthcare insurance, with which you will pay a maximum of 20 euros for medical consultations.
All visits, tests and treatment sessions will be exempt from copayment.
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What our Healthcare insurance covers
You have available to you a medical directory with almost 50,000 first-rate professionals, covering all medical and surgical specialities and also including hospital admissions:
- Primary medicine.
- Hospitalisation.
- Emergency healthcare.
- Medical specialities.
- Diagnostics.
- Special treatments.
- Preventive medicine.
- Obstetric and newborn care.
- Alternative medicine, homeopathy and acupuncture.
With the healthcare option of our insurance, you can choose a specialist from among nearly 50,000 highly qualified professionals who make up our nation-wide medical directory.
You will also have access to a wide selection of top-class hospitals and the most advanced medical and surgical techniques.
If your usual gynaecologist or your children's paediatrician are not listed in our medical directory, you can go to them (or others of your choice) and then request reimbursement.
You will also receive reimbursement of pharmaceutical expenses for medication prescribed by professionals in our medical directory.
- Reimbursement for gynaecological and paediatric care: 80% of the invoice*
- Reimbursement of pharmaceutical expenses: 80%*
*Up to the limits established in the terms and conditions for each type of insurance.
You will also have access to cosmetic surgery treatment, ophthalmological correction by laser, sports check-ups and check-ups in affiliated centres at discounted prices.
Services included in our Healthcare insurance
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
Get a second diagnosis for greater peace of mind
A team of professionals will analyse your case, issue a second medical opinion, and advise you on the most appropriate treatment.
- Without leaving home.
- For serious illnesses.
- Also in the event of surgical procedures.
All your medical procedures from any device
From video consultation to medical reports. Enjoy a comprehensive health service through E-cliente.
- Wherever you are.
- 24 hours a day, 365 days a year.
- Schedule your appointments.
FAQs
Copayment is the fixed amount that the insured party must pay towards the cost of a medical service. For instance, if a health insurance policy sets a copayment of 20 euros for a medical consultation, the insurer will charge this amount on the premium receipt.
With the Salud Healthcare Insurance you will have access to personal care treatments agreed in the policy, for example, opfthalmological correction, aesthetic treatments, etc. If you would like to know about these insurance services in detail, our advisers are available to provide you with the full information you need.