The best health insurance for you
Occident offers you different types of health insurance with complete coverage through its medical directory. It gives you access to centres specialising in personal care and pays you a daily allowance in the event of hospitalisation.
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Why families protect themselves with Occident health insurance
Compare the coverage of our health insurance policies
Salud Healthcare |
Salud Mixed Reimbursement |
Salud Prime Reimbursement |
|
|---|---|---|---|
| Medical directory | Included | Included | Not included |
| Reimbursement option (1) | Not included | Included | Included |
| Copayment | Included | Included | Not included |
| Daily compensation for hospitalisation in public centres | Not included | Included | Included |
FAQs
The waiting period is the period during which certain insurance coverage cannot be used. In the case of our health insurance policies, this waiting time varies according to the type of test or treatment.
For example, in the Salud mixed reimbursement policy, a 6-month waiting period is established for certain diagnostic tests and hospitalisation, and there is a 10-month waiting period for pregnancy.
Pre-existing conditions are medical conditions that existed before a health insurance policy came into effect. As they existed before the policy was taken out, these conditions will not be covered by the company.
Copayment is the contribution of the insured person to the cost of a medical procedure. For instance, if a policy sets a co-payment of 20 euros for medical consultation, the insured party will have to pay this amount every time he/she needs to visit a specialist.