What makes our van insurance for the self-employed different
Your van is your livelihood, so you need to take care of it to protect it against any unforeseen event. With our Van insurance for the self-employed, you choose your level of protection, configuring your insurance with the coverage that best suits your business. From travel assistance to appealing fines, Occident accompanies you on your journey.
What van insurance for the self-employed covers
Besides having all the damages suffered by the insured vehicle covered, we also include:
- Damage to tyres: if the tyres of your van are damaged —and provided that there is other damage to the vehicle— you will be protected.
- Cost of ITV inspection (MOT equivalent) as a result of a claim: if, in the event of an accident, your vehicle has to undergo an MOT inspection, our Van insurance for the self-employed will cover the costs of the inspection.
- Cleaning of interiors due to transfer of injured persons. your self-employed van insurance will also cover the cleaning of the interior of your vehicle after the transport of an injured person.
- Damage to the vehicle due to attempted theft: by taking out van insurance, you will be protected against damage to your vehicle in the case of attempted theft.
- Theft of the vehicle: If a part of your vehicle is stolen —a spoiler, for instance— we will cover the cost of the stolen part.
- Theft and robbery: Our van insurance for the self-employed will protect you in the event of theft of your van, whether it is with force or violence (spoliation) or without force or violence (theft).
- Unlimited healthcare at network-affiliated centres.
- Psychological assistance in serious claims.
- Advance of €3,000 for funeral expenses.
- Defence and claims.
- Compulsory and supplementary civil liability.
- Damage to the vehicle due to collision with game animals.
- Damage to the vehicle through natural phenomena.
- Breakage of glass.
- Breakdown truck and roadside assistance from km 0.
- You can also extend coverage for windscreens, fire, theft, defence and claims, etc.
Services included in our van insurance for the self-employed
We take care of you and your vehicle
Receive comprehensive roadside protection in the event of a mishap.
- 24 hours a day, 365 days a year.
- National and international coverage.
- Rescue, towing, wheel replacement and much more.
We help you to appeal against your fines
Do you disagree with a fine you have received? Leave it to us.
- In under 1 minute.
- Without leaving the house.
We notify you of your traffic fines
Receive information immediately if you are fined.
- Appeal before the deadline.
- Reduce the fine by 50% thanks to prompt payment.
- Total privacy.
We will take care of all the procedures for your car
From vehicle registration to purchase and sale contracts. Forget about paperwork.
- More than a dozen procedures.
- In less than 48 hours.
- By specialised professionals.
Your trusted workshop
Benefit from all the advantages of our AutoPresto workshop network: priority repairs, free cleaning and much more.
- €60 discount on the excess.
- Up to 3 years' guarantee.
- Express repair.
A doctor at your disposal 24 hours a day
We put you in contact with a professional by telephone or video call to answer any health-related query you may have.
- At any time of the day, wherever you are.
- Immediate attention, with no waiting lists.
A lawyer when you need one most
Resolve any legal matter that may arise in your private or family life.
- 24 hours a day, 365 days a year.
- No limit on consultations.
- Social Security administration procedures and claims for Social Security benefits.
FAQs
You can request information and take out the insurance policy whether you are self-employed and use your van as a transport vehicle for your professional activity, or if you are a private citizen. Van insurance is intended to cover the risks of a vehicle of these characteristics regardless of how you use it.
If you have any queries, it is as simple as dialling +34 917 83 83 83 and an expert team will answer all your questions (travel assistance, theft, etc.). This comprehensive service operates 24 hours a day, 365 days a year.
Among your van insurance cover is a fine appeal service. Furthermore, in the event that you lose all your points, the payment of a points recovery course is included. As additional cover you can arrange for the payment of compensation for the withdrawal of your licence and the optional traffic fine notification service.
Our extensive network of approved garages offers you many advantages in the event of a mishap: immediate repair, collection and delivery of the vehicle, preferential assessment, free cleaning…