What makes our Shop Insurance different
Business insurance protects your business so that no unforeseen events interrupt your activity, and you always maintain your source of income. We have various types of coverage that will adapt to your type of business and the product's flexibility allows you to prepare a specialised offer aimed at insuring any commercial premises destined to retail sales or the provision of services.
Categories of shop insurance
This insurance, created specifically for this type of establishment, includes guarantees for damage to refrigerated food and civil liability for food poisoning.
Protect your fashion and accessories business with this policy, which, in addition to the main guarantees, includes breakage of shop windows and glass in changing rooms.
An insurance policy designed for the catering business, which includes protection for awnings and canopies on terraces, damage to food in cold stores, etc.
In addition to the essential cover, this insurance will cover the civil liability of the operation for damages caused to customers resulting from beauty treatments.
Protect the objects and articles of your business due to fire, explosion or acts of vandalism, among others, and don't let any unforeseen event paralyse your activity.
We also have designs for other commercial establishments, all of which have specific coverage:
- Pharmacies.
- Household item shops.
- Repair shops.
- Garden and pet shops.
- Sport, leisure and culture shops.
- Electronics and electrical shops.
What our shop insurance covers
Basic coverage in business insurance that will protect your business against any of these unforeseen events. Thanks to the automatic revaluation of capital, you won't have to worry about updating it.
We guarantee the coverage of any water damage sustained by the establishment and insured assets as a result of accidental leakage, breakage or blockage in your installations, water infiltration from adjacent establishments or housing and even due to forgetting to close shut-off valves or taps.
This cover includes the expenses arising from locating the fault that caused the damage and from its repair.
This coverage guarantees an indemnity in the event of theft in your establishment, as well as the robbery of insured assets using intimidation or violence. Damage caused to your premises due to these acts will also be covered.
You may complete this coverage with other complementary coverage for theft of:
- Goods in shop windows and display cabinets.
- Money, both inside and outside the safe or when transporting it.
Robbery of customers and employees is also included.
We provide different types of coverage from which you can choose to protect goods susceptible of breakage, such as:
- Mirrors, glass and acrylic glass
- Signs, notices and illuminated signs.
- Adhesives or vinyl placed on windows.
- Medical devices:
- Marble and similar stone on furniture and worktops.
- Ceramic hobs
- Solar panel glass.
This coverage protects your electrical installations, such as the electronic equipment and devices of your business, against damage they may sustain as a result of abnormal power surges, short circuits or currents due to power fluctuations or lightning.
Coverage geared towards protecting your profits in case you are prevented from carrying out your business activity in a normal way due to an accident. It has different categories of insurance.
Services included in shop insurance
360º service for your business
The best professionals available for any unforeseen event on your premises.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electrician.
- Includes security staff.
Your IT equipment always ready and working
Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.
- Remotely or at your home, if necessary.
- 24 hours a day, no waiting.
- 1 free annual maintenance check.
FAQs
Because with it, you will be protecting the building and contents of your business. This way, if an unforeseen event occurs, its continuity will be guaranteed and your main source of income will remain intact.
This insurance offers protection to all types of businesses, given that it is adaptable and can be extended. You can see above the types of businesses and the specific insurance policies created for them.
The main coverage of an insurance policy of this nature is:
- Fire, lightning and explosion.
- Water damage.
- Operating civil liability.
- Theft.
- Damage and breakage.