What makes our insurance for workshops different
We have designed Vehicle repair shop SMEs insurance, to cover potentially difficult situations that may affect this type of business. In addition to basic protection, complementary guarantees may be added to the policy to strengthen the protection provided for your workshop.
What vehicle repair shop SMEs insurance covers
We protect your workshop in the event of fire, explosions, and lightning.
Adverse weather events.
Due to vandalism, inclement weather, overflows, smoke, vehicle impact, leaks in automatic fire extinguishing installations, etc.
Leaks, broken pipes, etc. and water civil liability.
This applies both to the electrical installation of the premises that forms part of the building and to damage to machinery, computers and electrical and/or electronic equipment.
Material damage to the inside of the garage, and repair costs.
- Theft from the premises.
- Damage to the building.
- The cost of replacing locks in the event of theft, armed robbery, pilferage or loss of keys.
- Theft and armed robbery of contents.
- Theft of cash stored outside a safe.
- Armed robbery of cash inside the workshop.
- Cash during transport of funds.
Of mirrors and glass, signs, sanitary fittings and worktops.
Daily compensation.
Up to 12 months.
- Operating civil liability.
- Civil liability for testers.
- Civil liability for work done.
- Extension for damage caused by poorly executed repairs.
- Employers' civil liability.
We protect the rights of your workshop.
Services included in our insurance for workshops
360º service for your business
The best professionals available for any unforeseen event on your premises.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electrician.
- Includes security staff.
Your IT equipment always ready and working
Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.
- Remotely or at your home, if necessary.
- 24 hours a day, no waiting.
- 1 free annual maintenance check.
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FAQs
This is all the goods located inside the installations in which the insured activity takes place. They are specific to the activity and the insured person has ownership or another insurable interest in them.
The following comprise the contents:
- Furniture.
- Machinery and non-fixed installations.
- Goods, moulds, patterns and dies.
Vehicles belonging to the company or to third parties can be included when they are inside the insured premises.
Civil liability for SMEs covers your liability for personal and material damages against third parties during the course of your professional activity.
These are losses and reduced profits that occur when the business activity has to be halted due to a covered incident.
It is the building or premises where the insured person carries out his/her activity. It includes the following items:
- Structural elements and building: ceilings, windows, blinds, annexes, courtyards, garages, foundations, structures, walls, partitions, floors, roofs, etc.
- Gardens.
- All types of fitting: illuminated advertisements and signs, marble, granite, false ceilings, fitted carpets, paint, mirrors, etc.
- Outdoor elements: walls and fences surrounding the site, retaining walls, infrastructure works, outside paving, fences, railings or similar, lamps, pavements, roads and tracks for private use by the insured establishment.
- Sports facilities.
- Fixed installations for water, gas, electricity, air-conditioning, sanitary systems and solar power.
- Ventilation systems, lifts, service lifts, lightning conductors and overhead travelling cranes.