What makes our business premises insurance different
We have designed our business premises insurance to protect your assets through extensive coverage. It doesn't matter if you own a store, pharmacy, optician or beauty salon. The product's flexibility allows you to prepare a specialised offer aimed at insuring any commercial premises destined to retail sales or the provision of services.
What this commercial premises policy covers
- Caused by fire or explosion: including damage to awnings or canopies on terraces.
- To foodstuffs: kept in cold stores.
- By water: from other premises, leaks, failure to turn taps off, etc.
- Electric: short circuits, power cuts, etc.
Of operations, including food poisoning.
Including dispensing machines, if they are owned by you.
Rain, wind, hail, etc.
Of the fixed costs incurred by the business while the incident is being repaired.
Mirrors and glass, signs and illuminated signs, marble, sanitary ware, glass ceramics, etc.
Computers, peripherals, etc.
Cold stores, ovens, etc.
We protect the interests of your business premises.
Services included in business premises insurance
360º service for your business
The best professionals available for any unforeseen event on your premises.
- 24 hours a day, 365 days a year.
- Emergency locksmith and electrician.
- Includes security staff.
Your IT equipment always ready and working
Do you need technological assistance? Whether you have a mobile phone, tablet or computer, our technicians will take care of it for you.
- Remotely or at your home, if necessary.
- 24 hours a day, no waiting.
- 1 free annual maintenance check.
FAQs
The building comprises the premises occupied by the business. It also includes structural and building elements (such as windows, awnings, blinds, etc.), water, electricity, gas and air-conditioning equipment, outdoor lamps and fences, and fitted carpets, signs, etc.
The contents of your business would consist of all the property you own, such as machinery and equipment, goods for sale, decoration objects, etc.
The online computer support service includes a team of experts who will answer your questions regarding the computer equipment you use in your business, regardless of the operating systems (Windows or Mac), as well as the computer tools for commercial use that you normally use. You will also receive advice on equipment purchases, back-up copies, etc.
You can access the computer support service, 24 hours a day, 365 days a year.
Yes. We will send you a locksmith to open the door. Travel and labour expenses are included.