Civil liability for insurance construction

Construction civil liability for insurance

The main menu is now hidden, navigation available in the fixed menu anchor.

What makes our construction civil liability insurance different

We have designed the Construction Civil Liability insurance to ensure that, by taking out a single insurance policy, you are fully protected against personal and material damage that you may cause to third parties while carrying out a refurbishment or installation. The people for whom you are contractually responsible will also be included.

Several types

Choose the one that best suits your needs according to your activity (developer, building work, public works, etc.), machinery and temporary risk.

In a single insurance policy

Take advantage of the convenience of having all the civil liability coverage necessary for carrying out your construction activity in a single policy.

Payment flexibility

You can split the premium payment in easy instalments. Every year, we revalue the insured capital so that you are always properly protected.

What Construction Civil Liability insurance covers

We will take care of indemnities resulting from claims for damage caused to third parties which may arise within the scope of your normal business activity. Among the situations covered are:

The carrying out of the construction business activities specific to the company whether inside or outside your premises.
Your employees' actions in the performance of their professional activity.
Any damage arising from machinery employed in the normal work carried out by the company.
The storage and transport of goods that are subject to the company's activity.
Damage that may arise when your company participates in trade fairs and exhibitions

We take on your defence in civil or criminal proceedings as well as judicial and extrajudicial costs and expenses inherent to the claim received. Furthermore, In addition, we cover setting up any bonds required to cover your civil liability.

If you employ staff in your activity, you will receive our support when you take out claims arising from personal damage that may arise as a result of a work-related accident.

We offer you protection in the event of claims for damages for which you might be liable, caused to third parties by the facilities where your company and its fixed installations are located.

If your company has units in rented buildings or premises, we offer you coverage in the event of possible indemnities claimed by the owner for damage caused as a result of fire, explosion or the action of water.

FAQs

There are countless situations in which having our insurance can be vital to ensure the continuity of your business. Some examples would be:

When a construction worker accidentally knocks a brick loose and causes material damage to a parked vehicle.
In the case of bodily injury to a worker due to an accident at work.
While installing a window, and it falls and causes personal injury to a person walking in the street.
When carrying out work, a water pipe is broken and damages the home below.
When welding is being performed and causes a fire.

FAQs