What makes our agricultural insurance different
We have designed an agricultural insurance policy that guarantees the income and continuity of agricultural and livestock holdings by covering the damage that may occur in various situations: fire, loss of crops, animal disease, adverse weather, etc. Ensure your peace of mind, protecting yourself against any eventuality that may affect your farm and guaranteeing its continuity.
What does agricultural insurance for companies cover?
In the event of adverse weather conditions, fire or unforeseen events, damage to crops, plantations and facilities is covered for the following types of crops:
- Persimmon and other fruit trees: persimmon, kiwi, quince, medlar, blackthorn, pomegranate, fig, chestnut and jujube.
- Cherries.
- Citrus: orange, tangerine, lemon, lime and grapefruit.
- Strawberries and other red fruits: blackcurrants, raspberries, strawberries, redcurrants and blackberries.
- Fruit trees: apricot, plum, apple, peach and pear.
- Bananas.
- Tropical and subtropical crops: avocado, cherimoya, prickly pear, lychee, mango, papaya, date palm and pineapple.
- Table grapes.
- Wine grapes.
- Spring/summer outdoor vegetables: chicory, Armenian cucumber, aubergine, courgette, pumpkin, calçot, onion, spring onion, parsnip, tiger nut, runner beans, melon, bitter melon, turnip, okra, cucumber, gherkin, parsley, pepper, leek, radish, table beetroot, watermelon, tomato and carrot.
- Autumn/Winter outdoor vegetables: broad bean, green pea, artichoke, cardoon, asparagus, garlic shoots, potato, and sweet potato.
- Successive vegetable crops: Swiss chard, green leaf chicory, celery, culinary aromatics, baby-leaf greens, collard greens, borage, broccoli, Brussels sprouts, cabbage, cauliflower, curly endive, spinach, turnip tops, fennel, oriental vegetables, kale, lettuce, pak-choi and Romanesco broccoli.
- Vegetables grown under cover: all crops.
- Multi-crop vegetables: all crops.
- Garlic
- Extensive arable crops: winter and spring cereals, rice, pulses, oilseeds and straw from winter cereals.
- Non-textile industrial crops: poppies, capers, aloe vera, anise, saffron, cane sugar, lavender, lavandín, hops, mint, wicker, quinoa, liquorice, sugar beet, other aromatics, other culinary crops, other medicinal and tobacco.
- Industrial textile crops: cotton, hemp and linen.
- Fodder: crops for fodder, straw from winter cereals and pasture for grazing.
- Nuts: almond, hazelnut, carob, walnut, pecan and pistachio.
- Living plants, cut flowers, nurseries and seeds:
- Living plants and cut flowers.
- Nurseries: vine, citrus fruit, aromatic plants, woodland, strawberries, fruit trees.
- Production of seeds and vegetable and tobacco nurseries.
- Olive trees: olives.
- Producer and cooperative organisations.
Damage due to forest fires, flooding, wind and snow affecting conifers, broadleaf forests and bushes.
In the event of adverse weather conditions, oil spills, disease, temperature changes, etc., the following are covered:
- Marine aquaculture: sea bream, croaker, gilt-head bream, sole, sea bass, turbot, abalone and bluefin tuna.
- Marine aquaculture for mussels (Galicia, Delta del Ebro and Valencian Clóchina).
- Land-based aquaculture: fish farms with trout and sturgeon.
Removal and disposal of dead animals from the farm.
Damage due to climate risk and accidents resulting therefrom, attacks by animals and certain diseases. The following are covered:
- Apiculture.
- Poultry and laying.
- Equine.
- Coverage for expenses related to the removal of dead animals from the holding and disposal of the same.
- Sheep and goats.
- Pigs.
- Cattle: breeding, dairy and beef. Fighting bulls.
- Loss of pasture.
Frequently asked questions about agricultural insurance
Agricultural insurance is aimed at all professionals who need protection against accidental or weather-related damage that directly affects their operations. It is suitable for all types of profile, including large farming operations and small or medium-sized enterprises.
The system works as a state agricultural insurance structure that provides the best possible coverage. It comprises the following institutions, among others:
- The State, through ENESA (the State Agricultural Insurance Body), DGSFP (the Directorate-General for Insurance and Pension Funds) and CCS (the Insurance Compensation Consortium).
- The Autonomous Communities, which complement the subsidies for taking out agricultural insurance.
- The professional organisations that represent farmers and livestock breeders
- Insurance companies, including Occident, which form the agricultural insurance group.
The Agricultural policy covers all activities related to the agricultural, farming, forestry and aquaculture sectors.
The agricultural insurance system is one of the most developed in the world and has multiple advantages, including:
- Compensation equivalent to a combination of the economic damage sustained and the level of coverage taken out.
- Compensation is received within 60 days from the harvest or the termination of cover.
- It allows you to maintain your income level and continue operating.
- Financial institutions and individuals will see you as more financially solvent.
You can visit the Agroseguro Frequently Asked Questions page, where you will find answers to other interesting questions.